Privacy Policy

"Maxiloan.in’’ ("we," "our," or "us") is committed to safeguarding the privacy of your data. Please read the following policy to understand how your data is collected, used, and disclosed as you fully exploit our services.

This Privacy Policy applies to our Web page and its associated subdomains (collectively, our "Service") alongside our application, maxiloan. It's essential to us that you trust us with your data, and by accessing or using our service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

We will only use your information in the ways that are specified in this policy. If you are not happy with the way that we are using your data, please do not provide us with your data (we have set out more information on how we collect your data below). If you have any questions about this policy or what we do with your data, please contact us using the contact details below.

You can contact us about this policy at info@maxiloan.in.

Personal Data:

Personal data is any information that relates to an identifiable or identified individual. It is a broad spectrum of information that could be used on its own, or in combination with other pieces of information, to identify a person. Personal data extends beyond a person's name or email address. Some examples include financial information, political opinions, genetic data, biometric data, IP addresses, physical addresses, sexual orientation, ethnicity, or more discrete data such as the device ID of any smartphones, tablets, or similar mobile devices you own based on availability.

What personal data do we collect about you?

The nature and type of personal data we collect will depend on why you are giving it to us.

We collect personal data about you when you use our website or app:

We collect information to help us produce anonymized data about our users’ browser behaviors.

In the registration process, we collect information such as your name, postal code, telephone number, email address, and other personal information. You may also provide us with your mailing address and demographic information.

We also collect information from you when you place an order, subscribe to our newsletter, respond to a survey or fill out a form.

If any of your data changes or you believe that any of the personal data that we hold is incorrect, please let us know by contacting us at info@maxiloan.in and we will ensure that the personal data is up to date. We may also contact you from time to time to verify that your data is up-to-date.

If we deem it necessary, in our sole and absolute discretion, we may also ask for and collect supplemental information from third parties, such as information about your credit score from a credit bureau (to the extent permitted by law), or information to verify any identification details you provide during registration.

We also collect information from you when you place an order, subscribe to our newsletter, respond to a survey or fill out a form on mobile devices, although these features are completely optional.

How do we use the information we collect?

When processing your data, we will only do so for specific purposes and only after considering whether your privacy rights are seriously impacted.

We collect your personal information and aggregate information about the use of our website and services to better understand your needs and to provide you with a better website experience. Specifically, we may use your personal information for any of the following reasons:

To provide our services to you, including registering you for our services, verifying your identity and authority to use our services, and otherwise enabling you to use our Website and our services,for internal record-keeping purposes.

To improve and maintain our website and our services, we continually strive to improve our website offerings based on the information and feedback we receive from you. To periodically send promotional emails to the email address you provide regarding new products from ‘’Maxiloan. in’’, special offers from ‘’Maxiloan. in’’ or other information about ‘’Maxiloan. in’’ that we think you may find interesting.

To contact you via email, telephone, or mail, or WhatsApp or online messaging platforms, or, where requested, by text message, to deliver certain services or information you have requested.

For ‘’Maxiloan. in’’ market research purposes, including, but not limited to, the customization of the Website according to your interests.

We may use your demographic information (i.e., age, postal code, residential and commercial addresses, and other various data) to facilitate the promotion of products and services more effectively to appropriate customers and for other research and analytical purposes.to resolve disputes, to protect ourselves and other users of our website and services, and to enforce our terms of use.

We may also compare personal information collected through the Website and services to personal information collected from third parties to ensure its accuracy; and

We may combine aggregate data with the personal information we collect about you.

To send periodic emails, ‘’Maxiloan. in’’ may use personal information for new and unanticipated uses not previously disclosed in our Privacy Policy. If our information practises change regarding information previously collected, ‘’Maxiloan. in'' shall make reasonable efforts to provide notice and obtain the consent of any such uses as may be required by law.

When processing your data, we will only do so for specific purposes and only after considering whether your privacy rights are seriously impacted.

With whom do we share your data with?

We do not sell or rent your data to anyone. We will never provide your data to another company or charity for their marketing purposes without your explicit consent.

We may share the information that we collect about you, including your personal information, as follows:

Information Disclosed to Protect Us and Others

We may also disclose personal and non-personal information about you to government or law enforcement officials or private parties if we believe it is necessary or appropriate in our sole discretion to respond to claims, legal processes (including subpoenas), to protect our rights and interests or those of a third party, the safety of the public or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to otherwise comply with applicable

Information Disclosed to Third Party Service Providers and Business Partners

We may share the information that we collect, both personal and non-personal, with third parties such as advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you. We may also share it with our current and future affiliated companies and business partners, and if we are involved in a merger, asset sale, or other business reorganization, we may also share or transfer your personal and non-personal information to our successors-in-interest.

We may engage trusted third-party service providers to perform functions and provide services to us, such as hosting and maintaining our servers and the website; database storage and management; e-mail management; storage marketing; credit card processing; customer service; and fulfilling orders for products and services you may purchase through the website. We will likely share your personal information and possibly some non-personal information with these third parties to enable them to perform these services for us and you.

We may share portions of our log file data, including IP addresses, for analytics purposes with third parties such as web analytics partners, application developers, and ad networks. If your IP address is shared, it may be used to estimate your general location and other technical characteristics such as connection speed, whether you have visited the website in a shared location, and the type of device used to visit the website. They may aggregate information about our advertising and what you see on the website and then provide auditing, research, and reporting for us and our advertisers.

The service provider receives a right to use your personal information beyond what is necessary to perform its obligations to provide the services to you.

Information Disclosed to Law Enforcement or Government Officials

We will disclose your information, including, without limitation, your name, city, state, telephone number, email address, user ID history, quoting and listing history, and fraud complaints, to law enforcement or other government officials if we are required to do so by law, regulation, or other government authority or otherwise in cooperation with an investigation by governmental authority.

In the event of a Change of Control or Bankruptcy

If ''Maxiloan. in'' changes control, including, without limitation, a merger or sale of all or substantially all of ''Maxiloan. in’’ assets to which this Website relates or other corporate reorganisation in which ‘’Maxiloan. in’’ participates, and is thus merged with or acquired by a third party entity (a "Successor"), ‘’Maxiloan. in’’ hereby reserves the right to transfer the information we have collected from the users of the Website and/or Services to such successor."

In addition, in the event of ‘’Maxiloan. in’’ bankruptcy, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditors' rights generally, ‘’Maxiloan. in’’ may not be able to control how your information is transferred, used, or treated and reserves the right to transfer the information we have collected from the users of the Website and/or Services to non-affiliated third parties in such event.

How Long Do We Keep Your Information?

We keep your information only so long as we need it to provide maximum assistance to you and fulfil the purposes described in this policy. This is also the case for anyone that we share your information with and who carries out services on our behalf. When we no longer need to use your information and there is no need for us to keep it to comply with our legal or regulatory obligations, we’ll either remove it from our systems or depersonalise it so that we can't identify you.

Is the information collected through the maxiloan service secure?

We take precautions to protect the security of your information. We have physical, electronic, and managerial procedures to help safeguard and prevent unauthorised access; maintain data security; and correctly use your information. However, neither people nor security systems are foolproof, including encryption systems. In addition, people can commit intentional crimes, make mistakes, or fail to follow policies. Therefore, while we use reasonable efforts to protect your personal information, we cannot guarantee its absolute security. If applicable law imposes any non-disclaimable duty to protect your personal information, you agree that intentional misconduct will be the standard used to measure our compliance with that duty.

Account Protection

Your password or Login OTP is the key to your account. When creating your password or receiving login OTP, you should not disclose your password or login OTP to anyone. If you do share your password or login OTP or your personal information with others, you are solely responsible for all actions taken via your account. If you lose control of your password or login OTP, you may lose substantial control over your personal information and be subject to legally binding actions taken on your behalf. Thus, if your password or login OTP has been compromised for any reason, you must immediately notify info@maxiloan.in.

Maxiloan uses "cookies" to identify the areas of our website that you have visited. A cookie is a small piece of data stored on your computer or mobile device by your web browser. We use cookies to enhance the performance and functionality of our website, but cookies are not essential to its use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website as we would not be able to remember that you had logged in previously. Most web browsers can be set to disable the use of cookies. However, if you disable cookies, you may not be able to access functionality on our website correctly or at all. We never place personally identifiable information in cookies.

Kids' Privacy

We do not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from anyone under the age of 18 without verification of parental consent, we will take steps to remove that information from our servers.

Governing Law

This Privacy Policy is governed by Indian law, excluding any conflict of law provisions. You consent to the exclusive jurisdiction of the courts in connection with any action or dispute arising between the parties under or in connection with this Privacy Policy.

This Agreement and your use of the website will be governed by Indian law, excluding its conflict of law rules. Your use of the website may also be subject to other local, state, national, or international laws.

By using maxiloan or contacting us directly, you signify your acceptance of this privacy policy. If you do not agree to this privacy policy, you should not engage with our website or use our services. Continued use of the website, direct engagement with us, or following the posting of changes to this Privacy Policy that do not significantly affect the use or disclosure of your personal information will mean that you accept those changes.

Payment Details

We are not storing any credit card, debit card and other payment processing details in our server or website.

Changes To Our Privacy Policy

We may change our services and policies, and we may need to make changes to this Privacy Policy so that they accurately reflect our services and policies. Unless otherwise required by law, we will notify you (for example, through our service) before we make changes to this Privacy Policy and allow you to review them before they go into effect. Then, if you continue to use the service, you will be bound by the updated Privacy Policy. If you do not want to agree to this or any updated privacy policy, you can delete your account.

Don't hesitate to contact us if you have any questions via this link: https://maxiloan.in/mltest/contactus.

Email ID :info@maxiloan.in