Terms & Conditions

PLEASE READ THE TERMS OF USE THOROUGHLY AND CAREFULLY

This Agreement lays out the terms and conditions which shall be applicable to the access and use of the "Maxiloan.in" managed by "Maxilead" products, websites, software, services, and mobile applications, which are owned and managed by Maxilead, a company having an office at No: 6/21, Natesan Salai, Ashok Nagar, Chennai 600083.

This document/agreement/understanding is a computer-generated electronic record published in accordance with Rule 3 of the Information Technology (Intermediaries Guidelines) 2011, which requires due diligence when accessing or using this Website. This document or agreement is an electronic record in terms of the Information Technology Act, 2000, and is generated by a computer system and does not require any physical or digital signatures.

By using, visiting, accessing, and/or registering with The Register’s website ‘’Maxiloan.in’’ (including all content available through this website), you have read, understood, and agree to be bound by these terms and the terms and conditions of our privacy policy, which are incorporated into these terms by reference. If you do not agree to be bound by these terms (as amended from time to time), then please do not use this website.

We reserve the right to change, modify, add, or delete parts of these terms at any time and without further notice. Such amendments shall be effective upon posting the revised terms on the website.

These terms are binding on members and on non-members who access and use the Website ("Users").

Registration and account security

To view loan offers and your eligibility, and to receive special offers via email, you will need to create an account by registering as a member. You are not allowed to use another member’s account unless you have his or her permission to do so.

You are solely responsible and liable for any activity occurring on your account, and you must keep your account password or login OTP secret. You must inform us immediately of any breach of security or unauthorised use of your account by emailing us at info@maxiloan.in. We will investigate any security breaches, and we have the right to suspend or terminate the account immediately. We will not be liable for any losses caused by the unauthorised use of your account, but you may be liable for our or other users’ losses caused by such unauthorised use.

Eligibility to Use

You specifically agree that by using the ‘’Maxiloan.in’’ platform, you are at least 18 years of age and you are competent under law to enter into a legally binding and enforceable contract. All references to "you" or "your," as applicable, mean the person that accesses, uses, and/or participates in the ‘’Maxiloan.in’’ Platform in any manner. If you use the ‘‘axiloan.in"latform or open an account on behalf of a business, you represent and warrant that you have the authority to bind that business and your acceptance of the Terms of Use will be deemed an acceptance by that business and "you" and "your" herein shall refer to that business.

You agree and authorise ‘’Maxiloan.in’’ to make your details available to its partner banks/financial institutions while facilitating your request for credit cards, loans, etc. and that you may be contacted by ‘’Maxiloan.in’’ or/and its partner institutions for information through email(s), telephone, WhatsApp messages and/or notifications and/or SMS.

You agree to be bound by the service-specific terms and conditions applicable to each "Maxiloan.in" service by registering on, accessing, browsing, or using the "Maxiloan.in" platform for any purpose(s) or for the specific purpose(s) of availing any "Maxiloan.in" service.These terms and conditions also apply to any additional or modified terms and conditions relating to existing "Maxiloan.in" services or any future service(s) offered by "Maxiloan.in" on the "Maxiloan.in" Platform.

By registering on, accessing, browsing, or using the ‘’Maxiloan.in’’ Platform for any purpose(s) or for the specific purpose(s) of availing any ‘’Maxiloan.in’’ Service, You agree to be bound by the service-specific terms and conditions applicable to each ‘’Maxiloan.in’’ Service. These T&Cs shall also include any additional or modified terms and conditions in relation to the existing ‘’Maxiloan.in’’ Services or the future service(s) that may be offered by ‘’Maxiloan.in’’ on the ‘’Maxiloan.in’’ Platform.

By registering on, accessing, browsing, or using (as applicable) the ‘’Maxiloan.in’’ Platform or availing of any ‘’Maxiloan.in’’ Service,ou automatically and immediately agree to all the T& Cs.

If at any time you do not accept or agree with any of the T&Cs or do not wish to be bound by them, you may not access, browse or use the ‘’Maxiloan.in’’ Platform and immediately terminate availing the ‘’Maxiloan.in’’ Services.

All services are rendered by ‘’Maxiloan.in’’ through the ‘’Maxiloan.in’’ Platform. Consequently, all the rights, benefits, liabilities, and obligations under the T&Cs shall accrue to the benefit of, or be incurred by, ‘’Maxiloan.in’’, regarding your use of ‘’Maxiloan.in’’ Services, from time to time.

"Maxiloan.in’’ services shall be used/availed by you subject to your adherence with the T&Cs. If you accept and comply with these T&Cs, ‘’Maxiloan.in’’ants yyou a personal, non-exclusive, non-transferable, limited, revocable privilege to enter and use the ‘’Maxiloan.in’’ Platform and/or avail of the ‘’Maxiloan.in’’ Services.

The purchase of any loan and credit card product through the ‘’Maxiloan.in’’ Platform by you is purely voluntary and is not linked to availing of any other facilities/services/products from ‘’Maxiloan.in’’ and its affiliate entities.

Credit Bureau

I hereby appoint ‘’Maxiloan.in’’ as my authorised representative to receive my credit information from the authorised credit bureau. I hereby unconditionally consent to and instruct the bureau to provide my credit information to me and ‘’Maxiloan.in’’ on a month-to-month basis or whenever I require it. I understand that I shall have the option to opt-out/unsubscribe from the service. By submitting this form, you hereby authorise ‘’Maxiloan.in’’ to do all the following in connection with providing you with the services:

Verify your identity and share with our credit bureaus the required personally identifiable information about you.

Request and receive your credit report and credit score from our credit bureaus, including but not limited to a copy of your consumer credit report and score, at any time, so long as you have not opted out or unsubscribed from this service.

Share your information with banking and other partners to help you correct and remove negative observations from your credit report, increasing your chances of future loan approval.

To provide you with customised recommendations and personalised offers of the products and services of ‘’Maxiloan.in’’ and/or its business partners/affiliates.

"Maxiloan.in's" sole discretion to send you information or personalised offers via email, text message, phone call, whatsapp, online display, or other means of delivery.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging:

‘’Maxiloan.in’’ shall access your Credit Information as your authorised representative and ‘‘’Maxiloan.in’’ shall use the Credit Information for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from ''Maxiloan.in''. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell, or rent the credit information to any other person, and the same cannot be copied or reproduced other than as agreed herein and in furtherance of applicable law, including the CICRA.

The credit information shared by you or received by us on your behalf shall be destroyed, purged, and erased immediately upon the completion of the transaction/end use purpose for which the credit information report was procured, this period not being longer than one year.

Definitions:

Capitalized terms used in this document but not defined above have the following meanings:

"Business Day" means a day (other than a public holiday) on which banks are open for general business in Chennai.

The term "Credit Information Report" refers to the credit information, scores, aggregations, variables, inferences, or reports generated by the Credit Bureau.

"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by the credit bureau and provided to ‘’Maxiloan.in’’ and You.

"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006, and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.

Rights in the Comments

You will be solely responsible for posting your own feedback and for the consequences of posting or publishing it. You retain complete ownership of your postings.

You agree that you will not post falsehoods or misrepresentations that could damage us and that you will refrain from posting any offensive material.

The following actions are considered inappropriate uses of feedback: (a) threatening to leave negative or impartial feedback for another user unless that user provides services not included in the original posting or agreed to as part of the service to be provided; (b) leaving feedback to make the service professional or service user appear better than he or she actually is or was; and (c) including conditions in an offer or want that restrict a service professional from providing services.

You agree not to post advertisements or solicitations for business.

We reserve the right to remove any postings without prior notice and at our sole discretion. We may also terminate any member’s account if the member breaches any of these terms.

You may contact ‘’Maxiloan.in’’ regarding any inappropriate use of feedback via e-mail at info@maxiloan.in.

Data Protection

We aim to comply with the applicable data protection legislation from time to time in place.

We reserve the right to store and use your personal data solely for our own internal purposes and we reserve the right to access, monitor, and retrieve login protected information to fulfil our obligations, both legal and as established under these terms.

We will disclose your personal data if we are requested to do so by law or by any regulatory or governmental authority, or upon receipt of a court order or a legitimate request by a third party (for example, the police) in investigating illegal activities to provide information concerning your activities on the Website.

We reserve the right to notify or provide information to the relevant authorities if we believe that you have carried out or are in the process of carrying out any illegal activity.

Modification Or Cessation

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"Maxiloan.in’’ reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the ‘’Maxiloan.in’’ Platform (or any part thereof) with or without notice and in its sole discretion. You agree that ‘’Maxiloan.in’’ shall not be liable to you or to any third party for any modification, suspension, or discontinuance of ‘’Maxiloan.in’’ services.

Proprietary Rights

The content on the ‘’Maxiloan.in’’ Platform (exclusive of all Submitted Content), including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features, and the like ("Data") and the trademarks, service marks and logos are owned by ''Maxiloan.in''. Other trademarks, names, and logos on this ‘’Maxiloan.in’’bsite are the property of their respective owners. Data on the ‘’Maxiloan.in’’ Platform is provided to you AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. "Maxiloan.in’’ reserves all rights not expressly granted in and to the Maxiloan.in Platform and the Data. You agree not to use, copy, or distribute any of the data other than as expressly permitted herein, including any use, copying, or distribution of Submitted Content obtained through the ‘’Maxiloan.in’’ Platform for any commercial purposes. If you download or print a copy of the data for personal use, you must retain all copyright and other proprietary notices contained thereon. You agree not to circumvent, disable, or otherwise interfere with security features of the ‘’Maxiloan.in’’ Platform or features that prevent or restrict use or copying of any data or enforce limitations on use of the ‘’Maxiloan.in’’ Platform or the data therein.

Disputes:

You understand that deciding whether to use the services of a service professional, providing services to a service user, or using information contained in any Submitted Content, including, without limitation, Postings, Offers, Wants, and/or Feedback, is your personal decision for which you alone are responsible. You understand that ‘’Maxiloan.in’’ does not warrant and cannot make representations as to the suitability of any individual you may decide to interact with on or through the ‘’Maxiloan.in’’ Platform and/or the accuracy or suitability of any advice, information, or recommendations made by any individual. Notwithstanding the foregoing, you agree that since ‘’Maxiloan.in’’ only seeks to provide a platform wherein the service user and service professional can be brought together and ‘’Maxiloan.in’’ itself has no role in the execution or provision of services itself, ‘’Maxiloan.in’’ shall not be responsible or liable for any loss or damage of any sort whatsoever incurred as the result of any such transaction or dealings. If there is a dispute between participants on the ‘’Maxiloan.in’’ platform, or between registered users or any registered professional and any third party, you acknowledge and agree that ‘’Maxiloan.in’’ is under no obligation to become involved. In the event that a dispute arises between you and one or more ‘‘axiloan.in"platform users, registered users, or any third party, you hereby release ‘’Maxiloan.in’’, its officers, managers, members, directors, employees, attorneys, agents, and successors in rights from any claims, demands, and damages (actual and consequential) of every kind or nature, known or unknown, suspected or unsuspected, foreseeable or unforeseeable, disclosed or undisclosed), arising out of or in any way related to such disputes and/or the ‘’Maxiloan.in’’ platform or any service provided thereunder.

Indemnification:

You agree to defend, indemnify, and hold harmless ‘’Maxiloan.in’’and its officers, managers, members, directors, employees, successors, assigns, subsidiaries, affiliates, service professionals, suppliers, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorneys' fees) arising from your use of, access to, and participation in the ‘’Maxiloan.in’’ platform; your violation of any provision of the terms of use, including the privacy policy; your violation of any third-party right, including without limitation any copyright, property, proprietary, intellectual property, or privacy right; or any claim that your submitted content caused damage to a third party. This defence and indemnification obligation will survive these terms of service and your use of the ‘’Maxiloan.in’’ platform. If you have a dispute with one or more ‘’Maxiloan.in’’ platform users, you forever release ‘’Maxiloan.in’’ (and its officers, managers, members, directors, employees, successors, assigns, subsidiaries, affiliates, service professionals, suppliers, agents, subsidiaries, and employees) from any and all claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with your use of the ‘’Maxiloan.in’’ platform and/or any submitted content). The terms of use, and any rights and licences granted hereunder, may not be transferred or assigned by you, but may be assigned by ‘’Maxiloan.in’’ without restriction